Stop Smoking Cigarettes And Buy A House

Is it really possible to stop smoking cigarettes and buy a house?

Financial and Health Reason to Stop Smoking

Do you realize that the cost of a packet of 20 cigarettes in the USA is about $9 and around £5 for a similar pack in the UK? Therefore, a 20 a day smoker will spend approximately $3,285 per year in the US and £1825 in the UK. These are approximate amounts because varying state taxes clearly make a difference. But, just imagine the benefit an additional income of this magnitude could make to your mortgage commitments. This is the kind of money that is available, to people who stop smoking cigarettes and buy a house, that they might not otherwise have been able to consider.

There is possibly no greater motivation than to stop smoking cigarettes and buy a house! Sure, there's heart disease and lung cancer that you might avoid as an added incentive, but just for now, we are striving to accommodate you in the home you have dreamt about. Of course $3,285 per year is no longer sufficient to buy a house on its own, what if there is more than one smoker in the family? The sum that could be set aside is now getting nearer to the mortgage requirements for a modest home. What about people who smoke more than 20 cigarettes per day? What about two people, each smoking more than 20 cigarettes per day? Hang on a minute, people don't spend all their time smoking, but to others it may seem as if they do.

Incentive to Stop Smoking

People have said that they don't stop smoking, because they haven't got good reasons. Well they now have the incentive to stop smoking cigarettes and buy a house. Some say that a man's home is his castle, but the problem is that many people doubt their ability to get in on the act. But there is a way for those who smoke to quickly get on the housing ladder, whilst avoiding smoking related diseases. Talk about killing two birds with one stone; better health and your own home for the price of smoking cigarettes.

Stop Smoking and Enjoy Living

These days there are all kinds of devices to assist people who want to stop smoking, but you still have to want to stop smoking, and will need a considerable incentive. If improved health is insufficient reason to discourage you from smoking, a home of your own, mainly paid for out of what you previously spent on cigarettes, could be just the encouragement you need.

Can you now see how you could stop smoking cigarettes and buy a house? Should you already own a house, you may be able to finance 'trading up' if you stop smoking cigarettes. It could make the difference between whether you could meet the expense of mortgage commitments. You should also save money on mortgage protection insurance, which understandably costs more for smokers.

Home ownership and related mortgages are long-term investments. So is your life, so give yourself a better chance of a healthy existence by stopping smoking, and enjoy the standard of living you deserve.